Saturday, 6 December 2025

Author: Datuk Dr John Lau Pan Heng

Household debts and the Consumer Credit Act 2025

AS of March 2025, Malaysia’s household debt reached RM1.65 trillion, equivalent to 84.2 per cent of GDP. Household financial assets, however, remained higher at RM3.4 trillion (178.2 per cent of GDP), according to the Finance Ministry. While this asset buffer provides some comfort, the rising pace of borrowing highlights growing

 Harassment: A hidden wound

“Respect is earned but dignity should never be denied.” WORKPLACE harassment is a silent epidemic that cuts across all ranks – from junior clerks in rural offices to senior executives in city towers. It’s not merely a lapse in professionalism; it’s a breach of law and a betrayal of basic

Hidden power of the human voice

IN today’s fast-moving, digital-first world, much of our communication happens silently. We type messages, send emails and post captions on social media. Words are everywhere – but often without the sound of the human voice behind them. Yet one of the most overlooked but powerful tools of communication remains our

Breaking the cycle of school bullying

SCHOOLS are envisioned as sanctuaries – spaces where children not only gain knowledge but also forge friendships, cultivate character, and unlock their potential. These institutions should foster growth, curiosity, and confidence. Yet, recent headlines have cast a troubling shadow. For thousands of students nationwide, the classroom has become a source

Lifelong learning: The journey never ends

IN today’s fast-changing world, the belief that education ends in our twenties is long outdated. Lifelong learning – the continuous pursuit of knowledge for personal or professional growth – is now a necessity. It sharpens the mind, fuels the spirit, and gives life purpose Sarawak holds many inspiring stories, and

RM100 – A kind gesture, but is it enough?

THE recent announcement by Prime Minister Datuk Seri Anwar Ibrahim to distribute RM100 in cash aid to 22 million people is a clear acknowledgment of the growing cost-of-living pressures faced by Malaysians. While this short-term relief may offer temporary comfort, it raises important questions about effectiveness, sustainability, and whether it

Rethinking JPJ licence suspension policy

THE recent move by Malaysia’s Road Transport Department (JPJ) to suspend the licences of commercial drivers involved in road accidents until investigations are completed has sparked heated debate. While the policy’s intention is clearly to reduce road crashes and instil greater accountability among drivers, its execution raises serious concerns about

Bringing our brains home

LAST Friday, we walked into a community hall in Kuching and overheard a conversation filled with pride – families sharing stories of their children’s successes. It warmed the heart yet spoke volumes. You’ll find proud parents, vibrant cultures, and inspiring stories of achievement … just not always here. From doctors

Vaping: A silent epidemic in the making?

IN recent years, vaping has surged in popularity across our country and the world, touted by some as a “safer” alternative to smoking. But beneath the cloud of fruity-scented vapour lies a growing public health crisis – one that is targeting our youth, addicting a new generation to nicotine, and

Promoting community policing in student dormitories

WE were shocked, saddened and depressed to learn of the tragic death of a female physiotherapy student from Kuching in Cyberjaya. It has sent ripples of sorrow across the university community and beyond, as a promising life was cut short in an incident that highlights the vulnerabilities faced by students