KUALA LUMPUR: Co-opbank Pertama Bhd (CBP) recorded an encouraging performance in the financial year ended Dec 31, 2025 (FY2025), with net profit rising 5.6 per cent to RM131.13 million from RM124.20 million in the previous financial year.
Chief Executive Officer, Khairil Anuar Mohammad Anuar, said the higher performance was mainly driven by the banking business, personal financing, and the ar-Rahnu business.
“CBP’s assets also increased by 12.8 per cent to RM14.48 billion from RM12.84 billion in FY2024.
“Shareholders’ funds increased to RM1.94 billion in 2025 from RM1.92 billion. Non-performing loan (NPL) assets also improved 1.68 per cent,” he said during a press conference on the bank’s FY2025 financial results on Wednesday.
Khairil Anuar said CBP will announce its dividend in June 2026, subject to shareholder approval at the annual general meeting and regulatory approval.
In terms of profit and fee-based income, he said mortgages and treasury assets are also performing well, with total treasury assets of RM3 billion.
He added that CBP’s first sukuk issuance is expected to be launched in the second quarter of 2026, targeting between RM500 million and RM1 billion, depending on market conditions, investor demand, and CBP’s liquidity requirements.
“The sukuk issuance will further help to improve our liquidity position and our cost of funds, which gives us a better net stable funding ratio as well,” he said.
Additionally, Khairil Anuar said the bank also strengthened its brand by introducing several new products and services, such as Auto-i Financing and Travel Takaful, to further enhance its position in the national financial industry.
“CBP is well-positioned to remain competitive with other financial institutions by offering financial products and services at competitive rates,” he said.
Moving forward, Khairil Anuar said under its five-year plan for 2026-2030 (F30), the bank aims to achieve a profit of RM141 million in FY2026 and assets of RM15 billion, with NPL below two per cent.
“Under the F30 plan, our main focus is still retail, but we want to pare down our exposure to personal financing. We want to move towards other parts of the retail business, especially expanding further into the gold business,” he added. – BERNAMA
